Atom Financial Services Group / Investment Banking

Moving Capital.
Shaping Outcomes.

Global Investment Banking for Promoters

Atom Investment Banking is a senior-led, independent advisory division focused on capital raising, M&A, balance sheet advisory, and restructuring – operating across UAE, India, Singapore, and international markets without the conflicts of a balance-sheet institution.

200+
Years Combined Senior Banking Experience
USD 20Bn+
Restructuring Mandates Executed
Global
Active Presence Across Key Financial Corridors
100%
Independent, Conflict-Free Advisory
Why Atom

A different investment
banking model

A more agile, relationship-driven approach – built for promoters, founders, and institutions that need dedicated expertise.

Conventional Approach
Transaction-Centric Engagement
Often driven by individual transactions rather than long-term strategic continuity. Large institutional models can reduce agility and limit direct senior involvement at critical stages.
Fragmented Cross-Border Execution
Multi-jurisdiction mandates frequently involve separate teams and advisors across geographies, creating friction and inconsistency.
Institutional Conflicts
Proprietary trading, lending, and underwriting books create structural conflicts that compromise the independence and quality of counsel.
Limited Ecosystem Connectivity
Traditional models often operate independently of broader promoter, investor, and private capital networks.
The Atom Edge
Senior-Led Execution
Direct involvement from experienced senior bankers throughout the transaction lifecycle – from structuring through negotiation to closure.
Integrated Cross-Border Capability
Coordinated advisory across UAE, India, and Singapore – reducing fragmentation and improving transaction efficiency across jurisdictions.
Independent, Conflict-Free Counsel
Advice delivered without lending, underwriting, or proprietary balance-sheet conflicts. Our only mandate is your outcome.
Embedded in a Promoter Ecosystem
Positioned alongside a sophisticated group ecosystem with long-standing promoter relationships and deep connectivity within private capital landscapes.
Core Capabilities

Advisory across every stage
of the financial lifecycle

From growth and expansion through capital efficiency to stress and resolution – we advise across the full corporate lifecycle.

01
Growth & Expansion
Capital Raising & Strategic Transactions

Supporting businesses through capital raises, acquisitions, and cross-border transactions.

  • Debt & Equity Capital Raising – institutional debt, private capital, structured financing, and strategic equity raises
  • M&A Advisory – buy-side and sell-side advisory across acquisitions, divestitures, and promoter-led transactions
  • Acquisition Financing – structuring solutions for leveraged acquisitions and expansion opportunities
  • Joint Ventures & Strategic Alliances – cross-border partnerships and investor alignment structures
  • Strategic & Stakeholder Advisory – transaction structuring, negotiations, and stakeholder coordination
02
Capital Efficiency
Balance Sheet & Capital Advisory

Supporting capital optimisation, financial flexibility, and long-term balance sheet resilience.

  • Capital Structuring – structured solutions across debt, private capital, and strategic financing environments
  • Credit Refinancing – liability optimisation improving liquidity, maturity profiles, and financing efficiency
  • Project Financing – financing structures for infrastructure, industrial, real estate, and expansion projects
  • Trade Finance & Working Capital – advisory across trade facilities, receivables financing, and cross-border support
  • Treasury Risk Management & Hedging – advisory on interest rate, FX, and treasury risk through structured frameworks
  • Debt & Creditor Advisory – lender coordination, covenant advisory, and structured debt management
03
Stress & Resolution
Restructuring & Special Situations

Supporting businesses through restructuring, lender coordination, and recovery frameworks.

  • Debt Restructuring – revised repayment frameworks, refinancing strategies, and negotiated lender arrangements
  • Stressed Asset, Distressed Debt & NPA Advisory – advisory across stressed exposures and lender-led resolution situations
  • One-Time Settlements & Resolution Frameworks – negotiated settlements and coordinated creditor engagement
  • Business Turnaround Advisory – operational stabilisation, liquidity enhancement, and strategic recovery initiatives
  • Multi-Lender & Stakeholder Coordination – complex corporate restructuring and capital dislocation mandates
Where We Operate

Strategic financial
corridors

Connecting capital across every meridian – with active advisory capability across key international financial corridors.

🇦🇪
Institutional Gateway
UAE
The GCC Institutional Hub
International financial ecosystem enabling cross-border structuring and institutional connectivity. Strategic access to GCC promoter groups, investor networks, and regional capital corridors.
🇮🇳
Promoter Ecosystem
India
The Origination & Execution Base
Strategic promoter relationships and transaction origination. Strong execution capability across growth and restructuring situations with deep institutional and entrepreneurial connectivity.
🇸🇬
Capital Access Corridor
Singapore
The Asia Investor Gateway
International investor connectivity and capital networks. Strategic relevance for cross-border structuring and investor engagement – gateway to broader Asia-Pacific capital access.
🌐
Global Expansion
International Corridors
Beyond Borders
Actively expanding advisory reach across global capital markets – bringing institutional investor access, cross-border structuring capability, and strategic transaction support to clients with international mandates and growth ambitions.
Representative Experience

A track record built across
complex situations

Selected mandates across restructuring, capital raising, and strategic advisory – executed across prior institutional, banking, and advisory roles.

EntitySectorNature of EngagementExposure
Large Dubai ConglomerateDiversified ConglomerateDebt RestructuringUSD 6bn
Ahmed Hamad Algosaibi & BrothersDiversified ConglomerateDebt RestructuringUSD 5.4bn
Prominent Abu Dhabi GroupDiversified GroupDebt RestructuringUSD 2.5bn
Large Maritime & Offshore Services ProviderMaritime & OffshoreDebt RestructuringUSD 2.3bn
Large NBFCFinancial ServicesDebt RestructuringUSD 1.2bn
Large Dubai ConglomerateDiversified ConglomerateDebt RestructuringUSD 1bn
GGICODiversified InvestmentsDebt RestructuringUSD 640m
Seven TidesReal Estate & HospitalityDebt RestructuringUSD 600m
EntitySectorNature of EngagementExposure
Pacific Controls SystemsTechnology & InfrastructureStrategic Restructuring AdvisoryUSD 400m
New Boy FZEConsumer & DistributionDebt RestructuringUSD 300m
System ConstructConstruction & InfrastructureDebt RestructuringUSD 250m
Pan Emirates CementIndustrial & ManufacturingDebt RestructuringUSD 200m
Hedley ContractingContracting & EngineeringDebt RestructuringUSD 40m
Various Regionally Renowned Private GroupsMultiple SectorsRestructuring & AdvisoryUSD 50m–500m each
EntitySectorNature of EngagementValue
O&G Related Unit, OmanOil & GasM&A AdvisoryUSD 40m+
JeeblyLogistics TechnologyFund RaisingUSD 5m
Johnson LubricantsIndustrial ProductsFund RaisingUSD 5m
Leading NBFC, OmanFinancial ServicesAdvisory Services—
TechnofitOil & Gas EngineeringM&A Advisory—
Edutech Company, IndiaEducation TechnologyStrategic Advisory—
Taageer FinanceFinancial ServicesAdvisory Services—
SchoolnetEducation TechnologyStrategic Advisory—

* Representative experience includes mandates executed across prior institutional, banking, and advisory roles of team members.

Leadership

Decades of institutional
expertise, at your table

Every mandate is led by senior professionals with direct institutional experience – from origination through execution and closure.

Harsha Vardhana
Founder & Group CEO · Atom Financial Services Group

Over 25 years across institutional and entrepreneurial wealth platforms. Former CEO at InCred Global Wealth. Deep experience advising promoter families and business-owning entrepreneurs across UAE, India, and Singapore on strategic and capital matters. Leads the group's strategic growth and cross-border expansion initiatives.

InCred Global Wealth Anand Rathi Wealth HSBC Citibank ICICI Bank
Bhanu Vittalam
CEO · Atom Investment Banking

Over 32 years across corporate banking, treasury, institutional risk management, and financial restructuring. Previously held leadership roles at Emirates NBD and Standard Chartered. Managed a USD 7Bn NPA portfolio across GCC and India including several high-profile restructuring situations. Founded Sirius Capital focused on capital advisory and restructuring across GCC and India.

Emirates NBD Standard Chartered Sirius Capital
Amod Karanjikar
Senior Banking & Advisory

Over 17 years in investment banking, capital markets, and corporate finance, with prior roles at JP Morgan, Edelweiss, and A&H Investments. Expertise spans M&A, fund raising, LBOs, IPO advisory, and cross-border transactions. Former Group Financial Controller for a Dubai-based family office with diversified international interests.

Prathap Reddy Malem
Banking & Advisory

Prathap brings cross-sector analytical and advisory experience across financial services, logistics, and technology. Holds a BBA from NMIMS Mumbai and an MSc in Management (CEMS MIM) from NUS Business School, Singapore. Prior experience at Bolloré Logistics, Siemens Healthineers, and Wavicle Data Solutions. Joined the team from Sirius Capital, where he supported advisory mandates across restructuring and corporate finance.

How We Work

Structured execution.
Senior attention.

Begin a Conversation

Start with a confidential discussion

Whether you are exploring a transaction, navigating a complex capital situation, or seeking a senior advisory relationship – we would like to hear from you.

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